Est. Melbourne · Considered Lending
Mortgage & Finance Broker · Essendon North

Melbourne Mortgage Broker · Meshra Finance Group · Home Loans, Refinancing & Investment Lending

Meshra Finance Group (MFG) is a Melbourne-based mortgage and finance broker headquartered in Essendon North, led by James Yousif with over 15 years of industry experience. We service all of metropolitan Melbourne within a 40km radius, working with clients who treat their borrowing decisions with the same care they bring to the rest of their lives.

Reserve a Consultation Our Services
Our Approach

A quieter kind of brokerage.

We don't move fast and break things. We listen first, model the options carefully, and recommend the lender and structure that actually fits your circumstances.

Meshra Finance Group was founded on a simple belief: the best financial decisions are made slowly, by people who genuinely understand your position. Whether you're a first home buyer in Essendon, refinancing in Brunswick, expanding a business in Footscray, or financing an asset in the Melbourne CBD — the work is the same. Listen. Analyse. Recommend. Execute.

We're licensed under Connective Credit Services, Australia's largest mortgage aggregator, with access to over thirty lenders. But access isn't the differentiator. Judgement is.

Considered interior architecture
Essendon North · Melbourne · VIC Considered conversations.
Carefully crafted outcomes.
What We Arrange

Six disciplines.
One standard.

Every engagement begins with a conversation, not a calculator. We assess your full circumstance before recommending any lender or product.
01 —

Home Loans

Owner-occupier and investment lending across Melbourne. Pre-approval, purchase, refinance, and equity release.
02 —

Commercial Finance

Commercial property acquisition, development funding, and refinance for established Melbourne businesses.
03 —

Business Loans

Working capital, equipment finance, and growth funding for Australian SMEs. Simple to complex multi-facility.
04 —

Asset Finance

Equipment, plant, and machinery finance. Chattel mortgages, leasing, and rental options structured for tax efficiency.
05 —

Car Loans

New and used vehicle finance for individuals and businesses. Competitive rates from prime lenders.
06 —

Personal Loans

Debt consolidation, home improvements, and major personal expenses. Honest advice on whether borrowing is right.
Our Lender Panel

Access to over thirty lenders.

Through our aggregator Connective Credit Services, MFG has access to a comprehensive panel of major banks, second-tier lenders, non-bank lenders, and specialist finance providers. The right loan for you depends on your circumstances — and we'll find it from across the panel below.

AMP
ANZ
Auswide Bank
Bank of Melbourne
Bank of Queensland
Bankwest
Bluebay Home Loans
Commonwealth Bank
Heritage Bank
ING
Macquarie Bank
ME Bank
MyState
NAB
St George Bank
Suncorp Bank
Westpac
Connective Lending
Firstmac
Gateway Bank
La Trobe Financial
OwnHome
Paramount Mortgage Services
Pepper Money
RedZed
Resimac
Deposit Power

MFG holds accreditation with these lenders through our aggregator, Connective Broker Services. Lender logos are the property of their respective owners and are displayed to indicate MFG's panel access. Our full lender accreditations are listed in our Credit Guide.

15+
Years Industry
Experience
30+
Lenders
On Panel
6
Lending
Disciplines
You.
Your Interests,
Not The Bank's
Areas We Serve

Servicing Melbourne, within 40km of Essendon North.

From our office at 188 Keilor Road, Essendon North, MFG provides mortgage and finance broking services across metropolitan Melbourne — including the inner west, north, north-west, inner south, and surrounding suburbs.

Inner North-WestOur local patch

Northern Growth CorridorThe new north

Inner NorthAcross the city

Inner WestAcross the Maribyrnong

Inner East & SouthThe wider radius

Tools & Calculators

Run your numbers.

Accurate calculators to help you plan — estimate repayments, borrowing power, stamp duty across every Australian state, and more.

01

Mortgage Calculators

Six calculators in one place — repayments, borrowing power, LMI, refinance savings, and extra repayments.

Open the calculators →
02

Stamp Duty Calculator

Calculate land transfer duty for any state or territory — with first home buyer concessions, grants, and surcharges.

Calculate stamp duty →
03

Melbourne Mortgage Guide

Calculators and guidance tailored specifically for Melbourne borrowers and the Victorian market.

Explore the guide →

These calculators are for illustrative purposes only. They do not constitute credit, financial, or tax advice, and are not a guarantee of loan approval or borrowing eligibility.

The right loan isn't the cheapest one on a comparison site. It's the one that fits your circumstances, your timeframe, and the version of your life that's still being written.

James Yousif · Managing Director & Senior Finance Broker, MFG
Frequently Asked

A few good questions.

MFG is based at 188 Keilor Road, Essendon North VIC 3041. We service all of metropolitan Melbourne within a 40km radius. In-person meetings at our office or at your home/business; video and phone consultations also available.
We arrange home loans (purchase and refinance), commercial finance, business loans, asset finance, car loans, and personal loans. We work with over 30 lenders through Connective Credit Services.
Yes. Meshra Finance Group Pty Ltd (Credit Representative 567652) is authorised under Australian Credit Licence 389328, held by Connective Credit Services Pty Ltd. James Yousif is also a current member of the Mortgage & Finance Association of Australia (MFAA). We operate under the National Consumer Credit Protection Act 2009 and are bound by Best Interests Duty obligations.
In most home loan scenarios, MFG is paid commission directly by the lender — meaning our service is at no cost to you. For complex commercial or specialist finance arrangements, a fee may apply and will be disclosed transparently in writing.
Submit the enquiry form below, call 0421 555 602, or email James@MeshraFG.com.au.
Begin a Conversation

Let's start properly.

Share a few details and we'll be in touch personally — usually within one business day. There's no obligation, no pressure. Just a real conversation about what you're considering and how we might help.

Direct
0421 555 602
Email
James@MeshraFG.com.au
Office
188 Keilor Road
Essendon North VIC 3041
Hours
Monday – Friday
By appointment
Enquiry Form

Tell us a little about
what you're considering.

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